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In most international locations, life and non-life insurers are subject to different regulatory regimes and completely different tax and accounting guidelines. The main motive for the distinction between the 2 forms of firm is that life, annuity, and pension business is very lengthy-term in nature – coverage for all times assurance or a pension can cowl risks over many a long time Against this, non-life insurance cover usually covers a shorter period, equivalent to one yr.
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