What are the Benefits of Product Liability Insurance

Product Liability Insurance Cost, Coverage & Providers

You never know when one of your products can cause harm to your client or their property. Although you might be unaware of the defects in your product, not all customers are forgiving. They can file a court case against you on the grounds of injury or damage caused by your “defective” products. 

A faulty electrical device can cause a fire breakout. Malfunctioning software can lead to a client making ill informed decisions, which may result in financial losses for them. A meal you supply in your café may lead to claims of food poisoning. 

No matter how rigorous your quality control procedures are, defects in your products can remain unknown which can be harmful to the users.  Moreover, customers and the general public may use your products in ways unintended by you, and you may be liable if harm is caused. 

That’s why they say that product liability insurance can be as important as having a good product. 

Product liability insurance can cover the cost defending yourself against claims, legal costs and ultimately damages, if someone becomes ill, is injured or their property is damaged by your product.  

Otherwise, the cost to defend your case can ruin your finances, let alone the final verdict that might order you to pay compensation.  

Therefore, having product liability insurance can provide peace of mind against such incidents.

Here are some key benefits of product liability insurance. 

Safeguarding Your Business: 

The key benefit of product liability insurance is that it can cover your …

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